15 Top Ways To Save Money
Every day we are bombarded with messages telling us how to save money. Zero percent down, half off and two for one are commonplace announcements blasted at us through television, radio and billboards.
As relentless as these commercials are the reality is that very few of these solicitations will actually save us money.
Quite the contrary, they are designed as a call to action to grab your credit card and spend, spend, spend!
Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver.
Learn:
- How to save on insurance
- How to save on car loans
- How to save on mortgage loans
- How to save on credit cards
- How to save on fuel
- How to save on car repairs
- How to save on home improvement
- How to save on home heating and energy
- How to save on phone service
- How to save on major appliances
- How to save on discount furniture
- How to save on clothing
- How to save on groceries
- How to save on holidays
- How to save on prescription drugs
When you buy on sale, you usually are saving more but there are other nuances to take into consideration.
Saving money isn’t only about buying on sale. You need to educate yourself on how to save money not just on the “large” purchases but on the everyday expenses as well.
Taking control of your money and making a commitment to eliminating debt goes hand in hand. Saving money on future purchases goes hand in hand with knowing where you haven’t saved in the past.
There is no reason to continue paying top dollar for items that you need when there are alternatives. Saving money on everything you purchase allows you to invest additional money each month.
Start with a good budget that cuts out unnecessary spending and reduces your expenses so you can save more each month. Even if you save just R20 per month that’s over R200 that you wouldn’t available otherwise! Put that R240 into your savings account or use it for another budgetary item.
Every Rand you save helps bring your budget into balance. Helps you live within your means. Don’t spend more than you have. It doesn’t get any more basic!
Ask yourself these pertinent questions, as you are shopping:
Is this item something I really need?
Do I already have one of these items?
How many hours of pay is this item worth?
Again, do I really, really “need” this item or do I just “want it?”
