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This book addresses fundamental questions about business transactions. The eighth edition has been substantially revised and updated to include developments up until 1 April 2011. The updates include: A new chapter on consumer agreements, examining both the Consumer Protection Act and the regulations; Changes to contractual capacity brought about by the Children's Act 2005 and Companies Act 2008; Important decisions affecting basic principles of common law illegality, notably Bredenkamp and Others v Standard Bank of South Africa Ltd; Changes to agency introduced by the Companies Act 2008; A comprehensive discussion of insurance; The chapter on employment has been expanded to include numerous additional case summaries; The chapter on credit agreements includes important cases interpreting the National Credit Act; In the area of security - an issue of huge importance, not yet resolved, is addressed: the mortgagee's right to immediate execution versus the mortgagor's constitutional right to have access to adequate housing; The Consumer Protection Act has affected various areas of commercial law and several chapters have been amended to reflect these developments.