Mr Coomar, just because you do not understand the investment concept it does not mean you must label it as "TIMESHARE" and definately does not give you the reason to give a negative rating. A negative rating is reserved for transactions where a buyer has suffered financial loss. You were supplied the ARCHITECTURAL PROSPECTUS in time and you were not asked to pay the R1 fee, thus you have not suffered a financial loss! Responded 28 Mar 2007