Need for Speed: Underground 2 (PlayStation 2)

This installment in the Need for Speed series, Underground 2 is a racing game based on illicit, night time races, with the player gaining street credit, cash and access to unique tuner parts by schooling the competition.

Taking place in a massive, open city, NFS Underground 2 allows players to explore the city at will, engaging random challengers and moving into the coveted Underground Racing League. Once in the Underground Racing League, the player advances first by race wins, then with building up their tuner car and taking on tougher opponents. The objective is to win all Underground Racing League engagements and trick out your car to the max.

https://www.youtube.com/watch?v=dDb3YRGZ1Qw