Top Ways to Save Money - FREE DOWNLOAD/1000 FREE on CD - Finance, Home

Can you spend wisely and have more savings? Yes, you can. But, you need to train yourself to be a disciplined buyer and learn to become an intelligent saver.
Saving money isn't only about buying on sale. You need to educate yourself on how to save money not just on the large purchases but on the everyday expenses as well.
There is no reason to continue paying high prices for items that you need when there are alternatives. Saving money on everything you purchase allows you to invest additional money each month.
Start with a good budget that cuts out unnecessary spending and reduces your expenses so you can save more each month. Even if you save just R20 per month that's over R200 that you wouldn't available otherwise! Put that R240 into your savings account or use it for another budgetary item.
Every Rand you save helps bring your budget into balance. Helps you live within your means.Don't spend more than you have. It doesn't get any more basic!
Tips to remember are asking yourself these pertinent questions, as you are shopping:
Is this item something I really need?
Do I already have one of these items?
How many hours of pay is this item worth?
Again, do I really, really need this item or do I just want it?

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