SIGNED BY CHRISTIAAN STRAEULI, 

WHY BANKS FAIL, unrelenting bank runs, the conundrum of central banking & South Africa's place in the global order. AS NEW

In a world where banks are perceived as unshakeable fortresses, there is a worrying truth that lies just beneath the surface: banks are far more fragile and fail more frequently than we choose to believe. In the US alone, more than 560 banks have failed since the turn of the century.

David Buckham is the founder and CEO of Monocle, a management consulting firm specialising in banking and insurance.

Robyn Wilkinson is a writer, editor and analyst within the finance industry.

Christiaan Straeuli is a writer, researcher and editor who specialises in financial and economic research.

Buckham, Wilkinson and Straeuli are the authors of The End of Money (2021) and The Age of Menace, capitalism, inequality & the battle for dignity (2022).